Opportunities For Giving

Methods of Giving

Donors may make commitments to “Honoring Our Past... Living Our Faith... Building Our
Future...” Campaign in the form of pledges, cash, property, securities, real estate, and planned gifts.
Visa and MasterCard will be accepted. Special forms will be available during the campaign to
authorize credit card payments. Pledges can be fulfilled over a five-year period, in whatever increments
are most appropriate to you.

Gifts From Current Income

An individual can deduct a percentage of his/her adjusted gross income, depending upon his or
her circumstances. The higher the donor’s income, the greater the tax savings. Gifts of current
income can be spread out over a number of years to take full advantage of tax deductions.

Gifts of Property

Deducting the full market value of your gift on your tax return reduces your personal tax cost. The
donor also avoids payment of capital gains tax on any appreciation in the value of the property.
Gifts in the Form of Stock, Securities or Real Estate
A gift of stock, securities or real estate that has increased in value can be one of the most advantageous
ways of giving. Gifts of this type allow the donor to make the
following choices:

  1. 1. Make a significant gift without affecting his or her standard of living.
  2. 2. Avoid paying the sizable income tax on the appreciation of the stock, securities or real estate that would occur if the donor sold them.
  3. 3. Secure a Federal Income Tax deduction.

Gifts From Bequests

A bequest to Immaculate Heart of Mary Church will result in a greater amount passing to the
donor’s heirs because of the tax savings now, in addition to future inheritance tax savings.
Gifts of Life Insurance

A donor may make the “Honoring Our Past... Living Our Faith... Building Our Future...”
Campaign the beneficiary of a life insurance policy. His or her premium payments then become
deductible for income tax purposes. A new policy may be taken out in the name of Immaculate
Heart of Mary Church or an existing policy may be gifted to the Campaign.

Corporate Matching Gifts

Contact your employer to see if there is a corporate matching gift program. If so, this could effectively double your own gift.